Klarna

Connect Klarna

Klarna lets the customer pay later or in instalments, but pays you out in settlements that bundle a run of orders. Within that same settlement the Klarna fee, refunds on returns and sometimes a reserve are already netted off, so the amount in your bank is never what you sold. Schakel reads the Klarna settlements and books each order, fee and payout separately, so you no longer work that puzzle out by hand.

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Klarna

What travels with Klarna

  • Pay-later sales

    Every order settled through Klarna arrives with its amount, order number and the customer, even when the customer pays in instalments.

  • Klarna fees

    The fee Klarna deducts per transaction is booked separately on its own ledger account, not folded into your revenue.

  • Refunds on returns

    A refund Klarna nets on a return is processed as a separate entry for the amount actually returned.

  • Payouts

    The settlement that bundles a run of orders reconciles as a whole against the deposit in your bank, to the cent.

Why connect Klarna

  • Your Klarna settlements reconcile with your bank even though fees and returns are netted inside.
  • The Klarna fee sits apart, so you see what pay-later actually costs you.
  • No more monthly export-and-work-back session on your settlements.
  • Instalment payments and single orders all run through the same connection.

How it works

  1. 01

    Connect your Klarna account

    In the Klarna Merchant Portal you create the API credentials and hand them to Schakel, with access to your accounting.

  2. 02

    Schakel reads orders and settlements

    Paid orders, refunds and the settlement that bundles them are pulled in, along with the Klarna fee netted inside.

  3. 03

    Everything is booked and reconciles

    Revenue, fees and refunds each land on their own account, and the settlement matches your bank entry without manual work.

Klarna, common questions

Does Schakel work on single orders or on the Klarna settlement?

On both. The single orders and the settlement that bundles them come across, so the amount that later lands in your bank matches what you sold.

Are the Klarna fees booked too?

Yes. The fee deducted per transaction lands on its own ledger account, so your margin stays readable and the reconciliation is right.

What do I need to start?

A Klarna account with API credentials from the Merchant Portal and your accounting. Request the connector and get access, and we walk through the settings with you.

A Klarna connection you do not see here?

Tell us which system Klarna should connect to. Request it and you get access; you hear from us within 24 hours.